feat(billing): Polar.sh Pro subscription integration

- Webhook handler verifies HMAC-SHA256 sig and updates user role on
  subscription.created / subscription.updated / subscription.revoked
- Audio endpoint gated: free users limited to 3 chapters/day via Valkey
  counter; returns 402 {error:'pro_required'} when limit reached
- Translation proxy endpoint enforces 402 for non-pro users
- AudioPlayer.svelte surfaces 402 via onProRequired callback + upgrade banner
- Chapter page shows lock icon + upgrade prompts for gated translation langs
- Profile page: subscription section shows Pro badge + manage link (active)
  or monthly/annual checkout buttons (free); isPro resolved fresh from DB
- i18n: 13 new profile_subscription_* keys across all 5 locales

ui/src/routes/+layout.server.ts

@@ -30,6 +30,7 @@ export const load: LayoutServerLoad = async ({ locals, url }) => {
 
 	return {
 		user: locals.user,
+		isPro: locals.isPro,
 		settings
 	};
 };